Vinod N. Bhat has more than fifteen years of experience in the financial services industry and is currently working as a senior vice president and portfolio manager at Aditya Birla Sun Life AMC Ltd in Mumbai. He has an MBA in finance from the Wharton School, USA, an MS in industrial engineering from Pennsylvania State University, USA, and a BTech in mechanical engineering from IIT Bombay. Vinod is also a chartered financial analyst (CFA) charterholder. As part of his work, he has been writing, speaking and creating videos on various topics, including investments, the current state of markets and future outlook, and mutual funds, for the past four years. His audience has been retail investors, high-net-worth individuals, independent financial advisers and mutual fund distributors, among others. He has conducted more than 400 sessions with them so far. This has given him a good understanding of their knowledge of the subject (or lack thereof) and the best way to communicate with them. He lives with his mother, wife and daughter in Mumbai/Pune. You can connect with Vinod on LinkedIn and Twitter.